Progressive Auto Insurance in Wyoming
Progressive is the largest U.S. auto insurer (~14% market share, edging GEICO since 2023). Its Snapshot telematics program is the longest-running usage-based pricing tool in the country. Here's what Progressive typically costs in Wyoming for 2026 — plus the 3 cheaper alternatives most Wyoming drivers overlook.
Estimated annual premium
$1,350
Estimated monthly
$113
Wyoming state avg
$1,475
vs Wyoming avg
-9%
Why drivers pick Progressive
Snapshot telematics commonly delivers 10-30% discounts for low-mileage and conservative drivers — the deepest savings in the market for usage-based pricing.
Where Progressive falls short
Initial quotes for high-risk drivers (poor credit, recent claims) often run above peer carriers; competitive renewal pricing is more important than initial savings here.
Wyoming minimum coverage requirements
- Bodily Injury Liability: 25/50 thousand per person / per accident
- Property Damage Liability: $20K
Low population density helps base rates; comprehensive claims (wildlife, hail) are the main concern.
Cheaper alternatives to Progressive in Wyoming
Based on CarSavr's rate modeling, the 3 carriers below typically come in below Progressive for a comparable driver profile in Wyoming. Always quote multiple carriers — your actual savings depend on ZIP, vehicle, and driving record.
Progressive discounts available to Wyoming drivers
Progressive Wyoming rates by vehicle class
Vehicle class is one of the strongest premium drivers — pickups + EVs cost 15-25% more to insure than sedans. See the Progressive Wyoming estimate for each class:
Frequently asked questions
How much does Progressive auto insurance cost in Wyoming?
Based on CarSavr's 2026 rate modeling, a typical full-coverage policy with Progressive in Wyoming runs about $1,350/year (~$113/month) for a 35-year-old driver with a clean record and 720+ FICO. Your actual quote will vary based on ZIP code, vehicle, mileage, and coverage selections — typically by ±15-25%.
Is Progressive cheaper than other carriers in Wyoming?
Yes — Progressive typically runs about 9% below the Wyoming state average ($1,475/year for all carriers combined). The cheaper alternatives in Wyoming are typically USAA, Erie, GEICO. Whether Progressive is right for you depends more on your driver profile (clean record, military eligibility, low mileage) than on the headline rate.
What are the Wyoming minimum coverage requirements?
Wyoming requires at least 25/50 thousand in bodily-injury liability per person/per accident and $20K in property-damage liability. Wyoming is not a no-fault state, so PIP is optional but recommended for added medical coverage. Low population density helps base rates; comprehensive claims (wildlife, hail) are the main concern.
Does Progressive offer discounts to Wyoming drivers?
Progressive offers 6+ discounts that Wyoming drivers can stack: Snapshot (telematics), Multi-policy, Continuous insurance, Sign online, Pay in full, Homeowner. The combined discount stack typically lands at 15-25% off the base rate for an eligible profile. The exact set available varies by ZIP code and state filing — confirm with a quote.
Methodology: Estimated annual premium is computed as Progressive's national average ($1,633) multiplied by Wyoming's state-vs-national premium index ($1,475 ÷ national average $1,789 ≈ 0.82x). Actual quotes vary by ±15-25% based on driver age, ZIP code, vehicle, mileage, and coverage selections. Sources: NAIC rate-filings 2023-2024, J.D. Power 2024 U.S. Auto Insurance Study, individual carrier rate filings. Progressive J.D. Power score: 829/1000. A.M. Best rating: A+ (2024).