Auto LoansGlossary
FICO Score
A 300-850 credit score model used by most lenders to evaluate auto loan applicants.
FICO scores dominate auto lending. Average auto APRs by FICO band (Q4 2025): 781+ → 5.2%, 661-780 → 6.8%, 601-660 → 9.6%, 501-600 → 13.2%, sub-500 → 15.8%+.
Frequently asked
FICO Score — FAQ
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Where FICO Score matters on CarSavr.
Referenced in
Where FICO Score fits in the bigger picture.
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Related terms
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