AutoPay
Best refi marketplace
Reviewed today
- APR
- 4.99–17.99%
- Min. credit
- 560+
- Loan amount
- $5K–$100K
- Term
- 24–96 mo
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Auto Refinance Savings Calculator
Enter your current loan balance, rate, and what you'd qualify for today. We'll show your new monthly payment and total interest savings.
$22,000
9.50%
6.00%
48 mo
In plain English
Refinancing $22,000 from 9.50% to 6.00% (48 months left) saves you $36/mo — $1,730 over the remaining loan.
Monthly savings
$36/mo
Lifetime savings
$1,730
Old payment
$553
New payment
$517
Rates as of May 24, 2026
Today's refinance rates
Live APR ranges from refi lenders. Compare these against your current rate above.
Free to compare · No obligation
| Lender | APR | Min. credit | Loan amount | Term | Rated | |
|---|---|---|---|---|---|---|
AutoPay Best refi marketplace | 4.99–17.99% | 560+ | $5K–$100K | 24–96 mo | Reviewed today | |
Caribou Best for subprime refi | 5.49–17.99% | 580+ | $8K–$80K | 24–84 mo | Reviewed today | |
LightStream Best for prime refi | 6.49–13.74% | 660+ | $5K–$100K | 24–84 mo | Reviewed today | |
PenFed Credit Union Best credit union refi | 5.24–17.99% | 610+ | $500–$150K | 36–84 mo | Reviewed today |
Caribou
Best for subprime refi
Reviewed today
- APR
- 5.49–17.99%
- Min. credit
- 580+
- Loan amount
- $8K–$80K
- Term
- 24–84 mo
LightStream
Best for prime refi
Reviewed today
- APR
- 6.49–13.74%
- Min. credit
- 660+
- Loan amount
- $5K–$100K
- Term
- 24–84 mo
PenFed Credit Union
Best credit union refi
Reviewed today
- APR
- 5.24–17.99%
- Min. credit
- 610+
- Loan amount
- $500–$150K
- Term
- 36–84 mo
APR ranges are sourced from each lender's public site and are updated regularly. Your actual rate depends on credit history, loan amount, vehicle, and state. CarSavr may earn a commission when you apply through our links — it never affects how we rank lenders.
Your refinance scenario
Lock in $36/mo savings — $1,730 over the life of the loan.
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