1Editor's pick
LightStream
Reviewed today
- APR
- 6.94–14.94%
- Min. credit
- 660+
- Loan amount
- $5K–$100K
- Term
- 24–84 mo
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$30,000
7.50%
60 mo
In plain English
A $30,000 loan at 7.50% APR over a 5-year term costs $601/mo. You'll pay $6,068 in interest — $36,068 total over the life of the loan.
Monthly payment
$601
Total interest paid
$6,068
Total of payments
$36,068
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Rates as of Jun 1, 2026
1,800+ compared this weekTop auto loan lenders we've audited
Live APR ranges from the lenders our editors evaluated using rates, terms, application, and support sub-scores. Compare these against your calculator numbers above.
Comparing 5 lenders· Rates verified Jun 1
Data last reviewed . Source: CarSavr editorial methodology.
Free to compare · No obligationHow we score
| Lender | APR | Min. credit | Loan amount | Term | Rated | |
|---|---|---|---|---|---|---|
1 LightStream | 6.94–14.94% Total int. ~$4,659 · $25k · 60mo | 660+ | $5K–$100K | 24–84 mo | Reviewed today | Free · Soft pull · No obligation NewStack 2–4 lenders side-by-side to compare APR, terms, and scores at once. |
2 AutoPay Best marketplace | 5.69–17.99% Total int. ~$3,783 · $25k · 60mo | 580+ | $5K–$100K | 24–84 mo | Reviewed today | Free · Soft pull · No obligation |
3 PenFed Credit Union Best credit union | 5.24–17.99% Total int. ~$3,472 · $25k · 60mo | 610+ | $500–$150K | 36–84 mo | Reviewed today | Free · Soft pull · No obligation |
myAutoloan Fastest marketplace · 4 offers in minutes | 5.99–22.99% Total int. ~$3,992 · $25k · 60mo | 575+ | $8K–$100K | 24–84 mo | Reviewed today | Free · Soft pull · No obligation |
Capital One Auto Navigator Best soft-pull pre-qual | 6.99–22.90% Total int. ~$4,695 · $25k · 60mo | 540+ | $4K–$75K | 36–75 mo | Reviewed today | Free · Soft pull · No obligation |
2
AutoPay
Best marketplace
Reviewed today
- APR
- 5.69–17.99%
- Min. credit
- 580+
- Loan amount
- $5K–$100K
- Term
- 24–84 mo
Free · Soft pull · No obligation
3
PenFed Credit Union
Best credit union
Reviewed today
- APR
- 5.24–17.99%
- Min. credit
- 610+
- Loan amount
- $500–$150K
- Term
- 36–84 mo
Free · Soft pull · No obligation
myAutoloan
Fastest marketplace · 4 offers in minutes
Reviewed today
- APR
- 5.99–22.99%
- Min. credit
- 575+
- Loan amount
- $8K–$100K
- Term
- 24–84 mo
Free · Soft pull · No obligation
Capital One Auto Navigator
Best soft-pull pre-qual
Reviewed today
- APR
- 6.99–22.90%
- Min. credit
- 540+
- Loan amount
- $4K–$75K
- Term
- 36–75 mo
Free · Soft pull · No obligation
APR ranges are sourced from each lender's public site and are updated regularly. Your actual rate depends on credit history, loan amount, vehicle, and state. CarSavr may earn a commission when you apply through our links — it never affects how we rank lenders.
Provider logos and trademarks belong to their respective owners and are used for identification purposes only. Providers shown for comparison and educational purposes — display does not imply partnership unless an active affiliate relationship is stated separately.
How rows are ranked: Editor's pick first, then by overall rating. Promoted placements are flagged with a Sponsored badge. Read the full methodology →
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Your numbers · 60-month loan
See if you qualify for an APR below 6.0%.
At that rate, your payment would drop to ~$580/mo. Soft credit pull · 60 seconds.
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