Auto Insurance · Head-to-head
LendingTree Insurance vs Liberty Mutual: Which auto insurance wins?
Side-by-side comparison of LendingTree Insurance and Liberty Mutual auto insurance — average premiums, coverage strength, claims & support, and editorial verdict.
LendingTree Insurance
Largest carrier network in the marketplace category — including regional and non-standard insurers competitors miss. Phone follow-up is opt-in but more aggressive than The Zebra.
Liberty Mutual
Highest number of optional riders in the category — Better Car Replacement (12-month upgrade), Original Parts Replacement (OEM-only on repairs), Deductible Fund (savings account that grows your deductible). Customization is unmatched but premiums run 25-40% above GEICO for clean records.
In plain English
LendingTree Insurance edges out Liberty Mutual on editorial score (4.5/5 vs 4.1/5). Both shine in different scenarios — see the verdicts below.
Side-by-side breakdown
| Feature | LendingTree Insurance | Liberty Mutual |
|---|---|---|
| Avg full-coverage premium | — | $1,860/yr |
| Avg liability-only premium | — | $668/yr |
| A.M. Best financial strength | — | — |
| Best for | Best multi-quote tool | custom coverage · rideshare |
| Overall rating | 4.5/5 | 4.1/5 |
| Price & savings score (40%) | 4.5 | 3.9 |
| Coverage strength score (25%) | 4.4 | 4.5 |
| Quote & buy experience (20%) | 4.7 | 4.1 |
| Claims & support score (15%) | 4.4 | 4.0 |
Avg full-coverage premium
LendingTree Insurance
—
Liberty Mutual
$1,860/yr
Avg liability-only premium
LendingTree Insurance
—
Liberty Mutual
$668/yr
A.M. Best financial strength
LendingTree Insurance
—
Liberty Mutual
—
Best for
LendingTree Insurance
Best multi-quote tool
Liberty Mutual
custom coverage · rideshare
Overall rating
LendingTree Insurance
4.5/5
Liberty Mutual
4.1/5
Price & savings score (40%)
LendingTree Insurance
4.5
Liberty Mutual
3.9
Coverage strength score (25%)
LendingTree Insurance
4.4
Liberty Mutual
4.5
Quote & buy experience (20%)
LendingTree Insurance
4.7
Liberty Mutual
4.1
Claims & support score (15%)
LendingTree Insurance
4.4
Liberty Mutual
4.0
Editor verdicts
Why we rate LendingTree Insurance 4.5/5
Largest carrier network in the marketplace category — including regional and non-standard insurers competitors miss. Phone follow-up is opt-in but more aggressive than The Zebra.
Why we rate Liberty Mutual 4.1/5
Highest number of optional riders in the category — Better Car Replacement (12-month upgrade), Original Parts Replacement (OEM-only on repairs), Deductible Fund (savings account that grows your deductible). Customization is unmatched but premiums run 25-40% above GEICO for clean records.
Read the full Liberty Mutual reviewWho should pick which?
Pick LendingTree Insurance if…
- You value claims responsiveness — LendingTree Insurance scores higher on claims & support.
- You want a smooth quote-and-buy flow with minimal phone follow-up.
Pick Liberty Mutual if…
- Your driver profile leans custom coverage — Liberty Mutual's underwriting is best-in-class there.
- You want broader coverage options and add-on flexibility (gap, rideshare, accident forgiveness).