Auto Insurance · Head-to-head
The Zebra vs LendingTree Insurance: Which auto insurance wins?
Side-by-side comparison of The Zebra and LendingTree Insurance auto insurance — average premiums, coverage strength, claims & support, and editorial verdict.
The Zebra
Compares 100+ insurers in a single 2-minute form. Surfaces every discount you qualify for, with email-first contact (no phone spam by default).
LendingTree Insurance
Largest carrier network in the marketplace category — including regional and non-standard insurers competitors miss. Phone follow-up is opt-in but more aggressive than The Zebra.
Editor's verdict
The Zebra wins for clean UX + no-spam contact; LendingTree wins for raw quote volume.
Both are insurance comparison marketplaces — neither sells insurance directly. The Zebra emails you quotes (no phone calls unless you opt in), aggregates 100+ carriers, and has the cleanest UX in the category. LendingTree returns quotes faster but routes you to multiple carrier phone calls within minutes of submission. If you hate sales calls, The Zebra. If you want maximum quote volume + agent contact, LendingTree.
- The Zebra defaults to email-only contact — no phone spam by default.
- LendingTree's network is larger but contact velocity is higher (expect 3-5 carrier calls).
- Both are free to use; carriers pay the platform a referral fee.
Side-by-side breakdown
| Feature | The Zebra | LendingTree Insurance |
|---|---|---|
| Avg full-coverage premium | — | — |
| Avg liability-only premium | — | — |
| A.M. Best financial strength | — | — |
| Best for | Compare 100+ insurers | Best multi-quote tool |
| Overall rating | 4.7/5 | 4.5/5 |
| Price & savings score (40%) | 4.7 | 4.5 |
| Coverage strength score (25%) | 4.6 | 4.4 |
| Quote & buy experience (20%) | 4.9 | 4.7 |
| Claims & support score (15%) | 4.6 | 4.4 |
Avg full-coverage premium
The Zebra
—
LendingTree Insurance
—
Avg liability-only premium
The Zebra
—
LendingTree Insurance
—
A.M. Best financial strength
The Zebra
—
LendingTree Insurance
—
Best for
The Zebra
Compare 100+ insurers
LendingTree Insurance
Best multi-quote tool
Overall rating
The Zebra
4.7/5
LendingTree Insurance
4.5/5
Price & savings score (40%)
The Zebra
4.7
LendingTree Insurance
4.5
Coverage strength score (25%)
The Zebra
4.6
LendingTree Insurance
4.4
Quote & buy experience (20%)
The Zebra
4.9
LendingTree Insurance
4.7
Claims & support score (15%)
The Zebra
4.6
LendingTree Insurance
4.4
Editor verdicts
Why we rate The Zebra 4.7/5
Compares 100+ insurers in a single 2-minute form. Surfaces every discount you qualify for, with email-first contact (no phone spam by default).
Why we rate LendingTree Insurance 4.5/5
Largest carrier network in the marketplace category — including regional and non-standard insurers competitors miss. Phone follow-up is opt-in but more aggressive than The Zebra.
Who should pick which?
Pick The Zebra if…
- You value claims responsiveness — The Zebra scores higher on claims & support.
- You want a smooth quote-and-buy flow with minimal phone follow-up.
- You want broader coverage options and add-on flexibility (gap, rideshare, accident forgiveness).
Pick LendingTree Insurance if…
- You trust LendingTree Insurance's 4.5/5 editorial score.
Frequently asked questions
Answers to the most-searched questions about The Zebra vs LendingTree Insurance.