Auto Insurance · Head-to-head
The Zebra vs Progressive: Which auto insurance wins?
Side-by-side comparison of The Zebra and Progressive auto insurances — APR ranges, credit floors, application speed, and editorial verdict.
The Zebra
Compares 100+ insurers in a single 60-second form. Surfaces every discount you qualify for, with email-first contact (no phone spam by default).
Progressive
Industry-leading underwriting for high-risk profiles — DUI, multiple accidents, lapsed coverage. The Snapshot telematics program rewards safe driving with 10–30% discounts after 6 months. Premiums for clean records are middling but the high-risk niche is best-in-class.
In plain English
Progressive wins on both dimensions — lower APR floor (undefined% vs undefined%) AND lower credit floor (null+ vs null+ FICO). The Zebra can still be the better fit when application speed or loan-amount ceilings matter more — see the verdicts below.
Side-by-side breakdown
| Feature | The Zebra | Progressive |
|---|---|---|
| APR range | — | — |
| Min credit score | — | — |
| Loan amount | — | — |
| Term length | — | — |
| Overall rating | 4.7/5 | 4.4/5 |
| Rates & APR score (40%) | 4.7 | 4.3 |
| Loan terms score (25%) | 4.6 | 4.5 |
| Application score (20%) | 4.9 | 4.4 |
| Support score (15%) | 4.6 | 4.3 |
APR range
The Zebra
—
Progressive
—
Min credit score
The Zebra
—
Progressive
—
Loan amount
The Zebra
—
Progressive
—
Term length
The Zebra
—
Progressive
—
Overall rating
The Zebra
4.7/5
Progressive
4.4/5
Rates & APR score (40%)
The Zebra
4.7
Progressive
4.3
Loan terms score (25%)
The Zebra
4.6
Progressive
4.5
Application score (20%)
The Zebra
4.9
Progressive
4.4
Support score (15%)
The Zebra
4.6
Progressive
4.3
Editor verdicts
Why we rate The Zebra 4.7/5
Compares 100+ insurers in a single 60-second form. Surfaces every discount you qualify for, with email-first contact (no phone spam by default).
Why we rate Progressive 4.4/5
Industry-leading underwriting for high-risk profiles — DUI, multiple accidents, lapsed coverage. The Snapshot telematics program rewards safe driving with 10–30% discounts after 6 months. Premiums for clean records are middling but the high-risk niche is best-in-class.
Who should pick which?
Pick The Zebra if…
- You prefer a fast, soft-pull-friendly online application.
- You want flexible loan terms and amount ranges.
Pick Progressive if…
- You trust Progressive's 4.4/5 editorial score.
Keep comparing