Auto Insurance · Head-to-head
The Zebra vs Progressive: Which auto insurance wins?
Side-by-side comparison of The Zebra and Progressive auto insurance — average premiums, coverage strength, claims & support, and editorial verdict.
The Zebra
Compares 100+ insurers in a single 2-minute form. Surfaces every discount you qualify for, with email-first contact (no phone spam by default).
Progressive
Industry-leading underwriting for high-risk profiles — DUI, multiple accidents, lapsed coverage. The Snapshot telematics program rewards safe driving with 10–30% discounts after 6 months. Premiums for clean records are middling but the high-risk niche is best-in-class.
In plain English
The Zebra edges out Progressive on editorial score (4.7/5 vs 4.4/5). Both shine in different scenarios — see the verdicts below.
Side-by-side breakdown
| Feature | The Zebra | Progressive |
|---|---|---|
| Avg full-coverage premium | — | $1,633/yr |
| Avg liability-only premium | — | $632/yr |
| A.M. Best financial strength | — | — |
| Best for | Compare 100+ insurers | high risk · dui |
| Overall rating | 4.7/5 | 4.4/5 |
| Price & savings score (40%) | 4.7 | 4.3 |
| Coverage strength score (25%) | 4.6 | 4.5 |
| Quote & buy experience (20%) | 4.9 | 4.4 |
| Claims & support score (15%) | 4.6 | 4.3 |
Avg full-coverage premium
The Zebra
—
Progressive
$1,633/yr
Avg liability-only premium
The Zebra
—
Progressive
$632/yr
A.M. Best financial strength
The Zebra
—
Progressive
—
Best for
The Zebra
Compare 100+ insurers
Progressive
high risk · dui
Overall rating
The Zebra
4.7/5
Progressive
4.4/5
Price & savings score (40%)
The Zebra
4.7
Progressive
4.3
Coverage strength score (25%)
The Zebra
4.6
Progressive
4.5
Quote & buy experience (20%)
The Zebra
4.9
Progressive
4.4
Claims & support score (15%)
The Zebra
4.6
Progressive
4.3
Editor verdicts
Why we rate The Zebra 4.7/5
Compares 100+ insurers in a single 2-minute form. Surfaces every discount you qualify for, with email-first contact (no phone spam by default).
Why we rate Progressive 4.4/5
Industry-leading underwriting for high-risk profiles — DUI, multiple accidents, lapsed coverage. The Snapshot telematics program rewards safe driving with 10–30% discounts after 6 months. Premiums for clean records are middling but the high-risk niche is best-in-class.
Read the full Progressive reviewWho should pick which?
Pick The Zebra if…
- You value claims responsiveness — The Zebra scores higher on claims & support.
- You want a smooth quote-and-buy flow with minimal phone follow-up.
- You want broader coverage options and add-on flexibility (gap, rideshare, accident forgiveness).
Pick Progressive if…
- Your driver profile leans high risk — Progressive's underwriting is best-in-class there.