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Is an Extended Warranty Worth It Calculator
Plug in your vehicle's reliability tier, current odometer, and the quoted plan price. The break-even math tells you whether a typical buyer in your profile recovered more or less than they paid — calibrated against Consumer Reports' 2025 buyer survey.
Typical: Ford Escape, Chevy Equinox, Nissan Rogue, VW Tiguan
Verdict
Likely Worth It
In plain English
For a average (ford, chevrolet, nissan, volkswagen) vehicle at 65,000 miles, a $2,800 5-year extended warranty ($100 deductible) is likely worth it. Expected lifetime claim recovery: $5,220 vs. plan cost $2,800 → net +$2,420 over 5 years. Includes a 22% claim-denial discount from ConsumerAffairs 2024 data.
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Related guide
Extended Warranty Complete Guide