Tulsa, OK
Cheap Car Insurance in Tulsa
Tulsa drivers pay an average of $2,025/year for auto insurance — 0% above the Oklahoma state average. Compare quotes and save.
Why Tulsa drivers pay more
Tulsa sits at the Oklahoma state average; pricing tracks OKC closely. Across Oklahoma, the average annual premium is $2,025; Tulsa comes in at about $2,025 — 0% above the state benchmark.
Premiums vary widely within Tulsa based on ZIP code, vehicle, age, credit (where allowed), and driving record. Urban ZIPs typically pay 20-40% more than suburban ones in the same metro area.
5 ways to lower your Tulsa car insurance
- Compare 3+ insurers — drivers who shop can save up to $487/year on average.
- Raise your deductible from $500 to $1,000 if you have an emergency fund.
- Bundle auto with home or renters insurance (10-25% discount).
- Ask about telematics/usage-based discounts (10-30% if you drive carefully).
- Consider your ZIP — moving even one ZIP over in Tulsa can shift your premium 10-20%.
Tulsa drivers
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