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Lease vs. Buy: The 5-Year Real Cost

Plug in the vehicle price, lease + finance terms, and your annual mileage. We'll show which option costs you less over 5 years.

$38,000
$425
36 months
$3,000
7.50%
60 months
50%
12,000 mi

In plain English

Over 5 years, buying this $38,000 vehicle saves you $3,170 vs. the other option. Lease total: $29,250 · Buy net (after resale at 50% residual): $26,080.

Winner: BUY net 5-yr cost
$26,080
Lease 5-yr cost
$29,250
5-yr delta
$3,170
Estimate, not a quote. Actual rates and terms depend on your credit profile, lender, location, and underwriting criteria. CarSavr does not originate loans or issue policies. See methodology · how we make money.

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