1Editor's pick
Caribou
Reviewed 10d ago
- APR
- 5.49–17.99%
- Min. credit score
- 580+
- Loan amount
- $8K–$80K
- Loan length
- 24–84 mo
Refinance · Washington, DC
Refinance an auto loan in Washington.
District of Columbia's average auto refi APR sits at 7.3% — typical $22,000 loan refinanced from the 9.2% pre-refi median saves about $20/mo over the remaining 48 months. Washington's refinance market follows District of Columbia's broader lender mix — compare 3+ local credit unions plus 1–2 online refinance lenders for the best APR. Dealer-payoff turnaround typically runs 3–7 business days in District of Columbia.
Reviewed by CarSavr Editorial TeamEditorial standards
District of Columbia avg refi APR
7.3%
60-month new-car refi · 720+ FICO · Experian Q4 2025
Est. monthly savings
$20
Typical $22,000 balance · 48mo remaining · 9.2% → 7.3%
Lifetime savings
$945
Over the remaining 48 months
Advertiser disclosure: Offers below are from partners that compensate us when you click or apply. Compensation does not determine our rankings. How we make money.
Rates as of Aug 21, 2026
Today's refinance offers for Washington drivers
Compare APR + funding speed across vetted refi lenders. Washington residents can apply to any refi lender licensed in District of Columbia.
Comparing 11 audited refi lenders· Rates verified Aug 21
Data last reviewed . Source: CarSavr editorial methodology.
Editor's pick · 2-min compare
Caribou
Starting APR 5.49–17.99%
6 lenders shown, sorted by default editor's pick order.
Compare refi lenders side-by-side
Multiple refi quotes — one application
Soft pull · No obligation · Better than your current loan or skip
| Lender | Loan amount | Loan length | ||||
|---|---|---|---|---|---|---|
1 Caribou | 5.49–17.99% Total int. ~$3,645 · $25k · 60mo | 580+ | $8K–$80K | 24–84 mo | Reviewed 10d ago | NewStack 2–4 refi lenders side-by-side to compare APR, terms, and scores at once. |
2 Carputty Soft-pull · subprime-friendly · luxury ceiling | 5.49–19.99% Total int. ~$3,645 · $25k · 60mo | 580+ | $8K–$250K | 24–96 mo | Reviewed 10d ago | |
3  Best for prime refi | 6.49–13.74% Total int. ~$4,342 · $25k · 60mo | 660+ | $5K–$100K | 24–84 mo | Reviewed 10d ago | |
 150+ partner lenders · 25 years in market | 5.39–17.99% Total int. ~$3,576 · $25k · 60mo | 580+ | $10K–$100K | 12–72 mo | Reviewed 10d ago | |
 Best credit union refi | 5.24–17.99% Total int. ~$3,472 · $25k · 60mo | 610+ | $500–$150K | 36–84 mo | Reviewed 10d ago | |
 No prepayment penalty · 660+ FICO refi | 5.74–24.99% Total int. ~$3,818 · $25k · 60mo | 660+ | $5K–$55K | 24–72 mo | Reviewed 10d ago |
2
Carputty
Reviewed 10d ago
- APR
- 5.49–19.99%
- Min. credit score
- 580+
- Loan amount
- $8K–$250K
- Loan length
- 24–96 mo
3
Reviewed 10d ago
- APR
- 6.49–13.74%
- Min. credit score
- 660+
- Loan amount
- $5K–$100K
- Loan length
- 24–84 mo
Reviewed 10d ago
- APR
- 5.39–17.99%
- Min. credit score
- 580+
- Loan amount
- $10K–$100K
- Loan length
- 12–72 mo
Reviewed 10d ago
- APR
- 5.24–17.99%
- Min. credit score
- 610+
- Loan amount
- $500–$150K
- Loan length
- 36–84 mo
Reviewed 10d ago
- APR
- 5.74–24.99%
- Min. credit score
- 660+
- Loan amount
- $5K–$55K
- Loan length
- 24–72 mo
APR ranges are sourced from each lender's public site and are updated regularly. Your actual rate depends on credit history, loan amount, vehicle, and state. CarSavr may earn a commission when you apply through our links — it never affects how we rank lenders.
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How rows are ranked: Editor's pick first, then by overall rating. Promoted placements are flagged with a Sponsored badge. Read the full methodology →
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