- APR
- 4.99–17.99%
- Min. credit score
- 560+
- Loan amount
- $5K–$100K
- Loan length
- 24–96 mo
Refinance · New Orleans, LA
Refinance an auto loan in New Orleans.
Louisiana's average auto refi APR sits at 8.4% — typical $22,000 loan refinanced from the 9.2% pre-refi median saves about $8/mo over the remaining 48 months. Louisiana refi APRs run above the national average. Pelican State CU and Campus Federal are the most competitive Louisiana refi sources for prime borrowers.
Louisiana avg refi APR
8.4%
60-month new-car refi · 720+ FICO · Experian Q4 2025
Est. monthly savings
$8
Typical $22,000 balance · 48mo remaining · 9.2% → 8.4%
Lifetime savings
$400
Over the remaining 48 months
Rates as of Jun 30, 2026
Today's refinance offers for New Orleans drivers
Compare APR + funding speed across vetted refi lenders. New Orleans residents can apply to any refi lender licensed in Louisiana.
Comparing 12 audited refi lenders· Rates verified Jun 30
Data last reviewed . Source: CarSavr editorial methodology.
Editor's pick · 2-min compare
AutoPay
Starting APR 4.99–17.99%
Compare refi lenders side-by-side
Multiple refi quotes — one application
Soft pull · No obligation · Better than your current loan or skip
| Lender | Loan amount | Loan length | ||||
|---|---|---|---|---|---|---|
1 | 4.99–17.99% Total int. ~$3,300 · $25k · 60mo | 560+ | $5K–$100K | 24–96 mo | Reviewed 2d ago | ≈2 min · Soft pullAffiliate offer NewStack 2–4 refi lenders side-by-side to compare APR, terms, and scores at once. |
2 Caribou Best for subprime refi | 5.49–17.99% Total int. ~$3,645 · $25k · 60mo | 580+ | $8K–$80K | 24–84 mo | Reviewed 2d ago | |
3 Soft-pull · subprime-friendly · luxury ceiling | 5.49–19.99% Total int. ~$3,645 · $25k · 60mo | 580+ | $8K–$250K | 24–96 mo | Reviewed 2d ago | |
Best for prime refi | 6.49–13.74% Total int. ~$4,342 · $25k · 60mo | 660+ | $5K–$100K | 24–84 mo | Reviewed 2d ago | |
150+ partner lenders · 25 years in market | 5.39–17.99% Total int. ~$3,576 · $25k · 60mo | 580+ | $10K–$100K | 12–72 mo | Reviewed 2d ago | |
Best credit union refi | 5.24–17.99% Total int. ~$3,472 · $25k · 60mo | 610+ | $500–$150K | 36–84 mo | Reviewed 2d ago |
- APR
- 5.49–17.99%
- Min. credit score
- 580+
- Loan amount
- $8K–$80K
- Loan length
- 24–84 mo
- APR
- 5.49–19.99%
- Min. credit score
- 580+
- Loan amount
- $8K–$250K
- Loan length
- 24–96 mo
- APR
- 6.49–13.74%
- Min. credit score
- 660+
- Loan amount
- $5K–$100K
- Loan length
- 24–84 mo
- APR
- 5.39–17.99%
- Min. credit score
- 580+
- Loan amount
- $10K–$100K
- Loan length
- 12–72 mo
- APR
- 5.24–17.99%
- Min. credit score
- 610+
- Loan amount
- $500–$150K
- Loan length
- 36–84 mo
APR ranges are sourced from each lender's public site and are updated regularly. Your actual rate depends on credit history, loan amount, vehicle, and state. CarSavr may earn a commission when you apply through our links — it never affects how we rank lenders.
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How rows are ranked: Editor's pick first, then by overall rating. Promoted placements are flagged with a Sponsored badge. Read the full methodology →
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