Extended warranty by model: is it worth it for your car?
We ran the same math on the 50 best-selling US vehicles: expected 5-year repair costs (from RepairPal and CarComplaints) against sampled VSC premiums from Endurance, CarShield, and Olive. The result is a make-by-make editor verdict — buy, skip, or toss-up.
Showing 50 of 50 models
- Truck · Rank #1VSC worth it
Ford F-150
Breakeven ratio: 99% · Reliability B
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- Truck · Rank #2VSC worth it
Chevrolet Silverado 1500
Breakeven ratio: 94% · Reliability B
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- Truck · Rank #3VSC worth it
Ram 1500
Breakeven ratio: 98% · Reliability B-
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- SUV · Rank #4Self-insure
Toyota RAV4
Breakeven ratio: 52% · Reliability A
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- SUV · Rank #5Self-insure
Honda CR-V
Breakeven ratio: 54% · Reliability A
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- EV · Rank #6Self-insure
Tesla Model Y
Breakeven ratio: 46% · Reliability B+
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- Sedan · Rank #7Self-insure
Toyota Camry
Breakeven ratio: 53% · Reliability A+
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- Truck · Rank #8VSC worth it
GMC Sierra 1500
Breakeven ratio: 95% · Reliability B
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- Sedan · Rank #9Self-insure
Honda Civic
Breakeven ratio: 53% · Reliability A
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- Sedan · Rank #10Self-insure
Toyota Corolla
Breakeven ratio: 48% · Reliability A+
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- SUV · Rank #11VSC worth it
Jeep Grand Cherokee
Breakeven ratio: 101% · Reliability C+
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- SUV · Rank #12VSC worth it
Jeep Wrangler
Breakeven ratio: 92% · Reliability C
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- SUV · Rank #13VSC worth it
Nissan Rogue
Breakeven ratio: 86% · Reliability C+
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- Truck · Rank #14Self-insure
Toyota Tacoma
Breakeven ratio: 55% · Reliability A
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- Sedan · Rank #15Self-insure
Honda Accord
Breakeven ratio: 56% · Reliability A
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- SUV · Rank #16VSC worth it
Ford Explorer
Breakeven ratio: 98% · Reliability C+
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- SUV · Rank #17VSC worth it
Chevrolet Equinox
Breakeven ratio: 97% · Reliability C
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- SUV · Rank #18Toss-up
Hyundai Tucson
Breakeven ratio: 81% · Reliability B-
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- SUV · Rank #19Toss-up
Subaru Outback
Breakeven ratio: 69% · Reliability B+
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- SUV · Rank #20VSC worth it
Ford Escape
Breakeven ratio: 90% · Reliability C+
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- SUV · Rank #21Self-insure
Toyota Highlander
Breakeven ratio: 56% · Reliability A
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- SUV · Rank #22Self-insure
Mazda CX-5
Breakeven ratio: 52% · Reliability A-
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- SUV · Rank #23Toss-up
Kia Sportage
Breakeven ratio: 79% · Reliability B-
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- Sedan · Rank #24Toss-up
Hyundai Elantra
Breakeven ratio: 76% · Reliability B-
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- Sedan · Rank #25VSC worth it
Nissan Altima
Breakeven ratio: 86% · Reliability C+
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- Coupe · Rank #26VSC worth it
Ford Mustang
Breakeven ratio: 83% · Reliability B-
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- SUV · Rank #27Self-insure
Subaru Forester
Breakeven ratio: 64% · Reliability B+
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- Sedan · Rank #28Toss-up
Chevrolet Malibu
Breakeven ratio: 73% · Reliability C+
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- Truck · Rank #29VSC worth it
Ram 2500
Breakeven ratio: 111% · Reliability C+
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- SUV · Rank #30Toss-up
Honda Pilot
Breakeven ratio: 69% · Reliability B
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- SUV · Rank #31Self-insure
Toyota 4Runner
Breakeven ratio: 48% · Reliability A+
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- Sedan · Rank #32VSC worth it
BMW 3 Series
Breakeven ratio: 104% · Reliability C
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- Sedan · Rank #33VSC worth it
Audi A4
Breakeven ratio: 111% · Reliability C
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- Sedan · Rank #34VSC worth it
Mercedes C-Class
Breakeven ratio: 113% · Reliability C
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- SUV · Rank #35Self-insure
Lexus RX 350
Breakeven ratio: 49% · Reliability A
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- Sedan · Rank #36VSC worth it
Volkswagen Jetta
Breakeven ratio: 107% · Reliability C+
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- Sedan · Rank #37Toss-up
Kia Forte
Breakeven ratio: 69% · Reliability B
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- SUV · Rank #38VSC worth it
Ford Edge
Breakeven ratio: 87% · Reliability C+
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- Sedan · Rank #39Toss-up
Hyundai Sonata
Breakeven ratio: 81% · Reliability B-
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- SUV · Rank #40VSC worth it
Chevrolet Traverse
Breakeven ratio: 89% · Reliability C+
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- SUV · Rank #41VSC worth it
Jeep Cherokee
Breakeven ratio: 94% · Reliability C
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- Truck · Rank #42Self-insure
Toyota Tundra
Breakeven ratio: 55% · Reliability A
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- Sedan · Rank #43VSC worth it
Nissan Sentra
Breakeven ratio: 82% · Reliability C
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- SUV · Rank #44Toss-up
Hyundai Santa Fe
Breakeven ratio: 78% · Reliability B-
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- Hatchback · Rank #45Self-insure
Toyota Prius
Breakeven ratio: 52% · Reliability A
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- Truck · Rank #46VSC worth it
Ford Ranger
Breakeven ratio: 85% · Reliability B-
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- SUV · Rank #47VSC worth it
Chevrolet Tahoe
Breakeven ratio: 97% · Reliability B
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- Van · Rank #48Toss-up
Honda Odyssey
Breakeven ratio: 74% · Reliability B
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- Sedan · Rank #49Self-insure
Subaru Impreza
Breakeven ratio: 63% · Reliability B+
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- EV · Rank #50Self-insure
Tesla Model 3
Breakeven ratio: 45% · Reliability B+
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