Glossary

Collision Insurance

Coverage for damage to your vehicle caused by hitting another car or object.

Like comprehensive, collision is optional unless required by your loan/lease. Together, comprehensive + collision is called 'full coverage.' Drop collision when your annual premium exceeds 10% of the car's value.

Related terms

Comprehensive Insurance

Coverage for non-collision damage: theft, vandalism, weather, fire, animal strikes.

Deductible

The amount you pay out of pocket on a claim before insurance kicks in.

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