Auto InsuranceGlossary
No-Fault State
A state where each driver's insurance pays their own medical bills regardless of fault.
12 states + D.C. operate as no-fault: FL, MI, NJ, NY, PA, MA, KY, KS, MN, ND, HI, UT, DC. No-fault states require PIP coverage and typically restrict your ability to sue.
Where this matters
States where No-Fault State applies
Frequently asked
No-Fault State — FAQ
Put it into practice
Where No-Fault State matters on CarSavr.
Referenced in
Where No-Fault State fits in the bigger picture.
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Related terms
Put it into practice