Glossary

Tort State (At-Fault State)

A state where the at-fault driver's insurance pays for everyone's damages.

Most states are tort states. If you're hit by another driver in a tort state, their liability insurance pays your medical bills and car repairs.

Related terms

No-Fault State

A state where each driver's insurance pays their own medical bills regardless of fault.

Liability Insurance

Coverage that pays for injury and property damage you cause to others.

Put it into practice