Auto Insurance · Editor review
Travelers Insurance review.
Best for: Drivers in the Northeast and Mid-Atlantic — Travelers is competitively priced in their core regional markets.
What we like
- +Competitive pricing in Northeast / Mid-Atlantic regional markets
- +IntelliDrive telematics: up to 30% discount after evaluation period
- +Strong claims service: J.D. Power above-average ratings
- +Decreasing deductible feature: drops your collision deductible \$50/year of claim-free driving (up to \$200 reduction)
- +Bundling discount with Travelers home insurance up to 13%
What we don't
- −Pricing less competitive outside Northeast / Mid-Atlantic
- −Limited agent presence in the western U.S.
- −Telematics discount can also be a surcharge — drivers with inconsistent patterns get hit harder than Progressive Snapshot
- −Loyalty discount weaker than State Farm + Allstate (no equivalent 'accident forgiveness' as a standard perk)
Editor's verdict
Travelers is competitive in the Northeast (NY, NJ, CT, MA, PA) and Mid-Atlantic (MD, VA, NC) — premiums in these regions average 5–8% below State Farm baseline. Outside their core regions, pricing drifts to mid-tier. Strong claims service and a robust IntelliDrive telematics program. Worth shopping if you're in their core states; less compelling elsewhere.
Advertiser disclosure: Offers below are from partners that compensate us when you click or apply. Compensation does not determine our rankings. How we make money.
Travelers Insurance FAQ
Is Travelers Insurance available nationwide?+
Yes — Travelers writes auto in all 50 states. But their competitive pricing concentrates in the Northeast (CT is their HQ state) and Mid-Atlantic. In other regions, they're typically mid-tier on price.
How does Travelers compare to State Farm?+
In the Northeast: Travelers often beats State Farm by 5–8% on equivalent coverage. In other regions: Travelers typically matches or runs slightly above State Farm. Always get both quotes to compare.
How aggressive is IntelliDrive scoring?+
Moderately aggressive — IntelliDrive rewards smooth driving more than mileage. Drivers with smooth braking, no rapid acceleration, and minimal late-night driving consistently capture the 20–30% maximum discount. Drivers with inconsistent patterns can see rates go UP after the evaluation period.
Does Travelers offer rideshare coverage?+
Yes, via a rideshare endorsement in most states. Pricing competitive with State Farm + GEICO rideshare programs. Worth comparing if you're a part-time rideshare driver in a Travelers-strong region.
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